Earn interest on your balances.

The perfect account if you maintain a high balance in your debit account. Earn a competitive interest rate as long as you hold a $1,000 minimum balance.*

Ready to open your account? Click here.

All SimpleDebit accounts include:

Free VISA Debit card: Access your funds anywhere VISA is accepted with zero liability protection if your card is lost or stolen.

Online Banking: Transfer funds, check your balances, make a loan payment, view account history, and securely manage your account from any computer, anywhere in the world.

Online Bill pay: Save paper and save postage with electronic Bill pay. Use our free Online Bill pay system to securely pay any company, business or individual within minutes.

Account alerts: Want to know when your paycheck arrives? When your account balance is low? When a check clears? Enroll in account alerts to receive free text or e-mail notices on account parameters you set.

Mobile banking: Get your banking on the go with mobile banking. Check your balance, make a transfer or view history.

30,000 free ATMs: Use one of the 30,000 Co-Op ATMs across the country and get cash without paying ATM fees, ever. Need to find an ATM? Click here to visit the Co-Op locator.

5,000+ free branches: Need a branch near you? We coordinate with other credit unions across the country to give you free access to over 5,000 branches nationwide. Click here to locate the nearest service center.

Optional SimpleDebit Features:

Overdraft line of credit**: Use your Overdraft line of credit to automatically cover transactions that would otherwise be rejected or cause your account to go negative. Your line of credit is your first line of defense against rejected transactions and merchant fees if your debit account funds become exhausted. To apply for an Overdraft line of credit, please contact a loan officer.

Courtesy Pay: Courtesy Pay lets your transactions clear your debit account, even if your funds are depleted, sparing you returned check fees and the embarrassment of declined transactions. Get automatic overdraft coverage up to $500 on checks, Bill pay/ ACH and recurring Debit card transactions. Ask us for coverage on everyday Debit card and ATM transaction for complete account protection.

MyFund + Sweeps: Make your daily savings plan automatic by adding Sweeps to your debit account. Sweeps will move the spare change in your debit account at the end of each day to a MyFund Savings account to keep your savings growing effortlessly.

*Interest Debit accounts must maintain a minimum balance of $1,000 at all times to earn interest and waive $5 per month maintenance charge.

**Subject to credit approval.