Home Equity Rates 
        Current as of October 1, 2019
       
 



Home Equity Line of Credit (Evergreen)
Loan to Value (LTV)
APR (as low as)
Max Lifetime APR
Max Line Amount
Draw Period*
80%
3.99%**
12 mth intro rate**
18.00%
$100,000
Ongoing
80% -
5.50%
Prime + .25%
18.00%
$100,000
Ongoing
85%
6.75%
Prime + 1.50%
18.00%
$75,000
Ongoing
90%
7.75
Prime + 2.50%
18.00%
$50,000
Ongoing
100%
9.75%
Prime + 4.50%
18.00%
$50,000
Ongoing













Current Prime Rate = 5.00%

**Introductory fixed rate is valid for first 12 months and only available for loans at or below 80% LTV and borrower meets minimum credit requirements. Terms and conditions apply. See credit union for details.

Variable rates adjust monthly and are based upon the Prime Rate as listed in the Money Section of the Wall Street Journal. Fees may apply if the line of credit is closed within 24 months.

Draw period is ongoing, but subject to periodic credit review by the credit union.



Home Equity - Second Mortgage (Fixed Rate)
Loan Term
80% LTV
85% LTV
90% LTV
100% LTV
60 Months
4.39%
5.25%
6.35%
6.65%
84 Months
4.65%
5.55%
6.50%
6.85%
120 Months
4.90%
5.80%
6.60%
6.99%
Max Loan Amount
$100,000
$75,000
$50,000
$50,000










Visit our Home Equity loans page
Loan calculators

Ready to apply? Contact a loan originator at 801-399-9728.

*Rate (APR)= Annual Percentage Rate. Rates subject to change at any time and are not guaranteed. Your actual rate may vary depending on a variety of factors including, but not limited to: your credit score and history, Loan to Value ratio, current mortgage status, and type of loan. For a payment or rate quote, please contact a WSCU loan officer at 801-399-9728.

Weber State Credit Union is an equal opportunity lender. For complete details and printed literature of WSCU loan policies, please contact our Member Help Desk.