Mortgage Loan Rates 

        Current as of December 6, 2018

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Loan Type
Loan Term (max)
Rate*
APR**
Conventional
30 year
4.625%
4.730%
Conventional
15 year
4.125%
4.305%
Conventional
10 year
4.125%
4.385%
VA
30 year
4.375%
4.523%
VA
15 year
4.000%
4.258%
FHA
30 year
4.375%
4.475%
FHA
15 year
4.000%
4.174%
       
In House
15 year
4.375%
4.55%
In House
12 year
4.25%
4.463%
In House
10 year
4.125%
4.376%
In House
7 year
4.00%
4.349%
In House
5 year
4.00%
4.48%
       
In House Balloon
30 year (15 year balloon)
4.875%
4.992%
In House Balloon
30 year (12 year balloon)
4.75%
4.882%
In House Balloon
30 year (10 year balloon)
4.375%
4.522%
In House Balloon
30 year (7 year balloon)
4.25%
4.442%
In House Balloon
30 year (5 year balloon)
4.125%
4.377%
       
In House Lot Loan
20 year (10 year balloon)
6.490%
6.667%
In House Lot Loan
20 year (5 year balloon)
5.750%
6.044%


 

 

 

 

 

 

 

 




 

 

Multiple Properties, HARP and Jumbo products also available. Call 801-399-9728 for rates.

Visit our Home & Mortgage loans page
Loan calculators

Questions? Contact a loan officer at 801-399-9728.

*Rate = Annual Percentage Rate. Rates subject to change at any time and are not guaranteed. Your rate may vary depending on a variety of factors including, but not limited to: your credit score and history, current mortgage status, and type of loan. For complete details and a payment or rate quote, please contact a WSCU loan officer at 801-399-9728.

**Conventional and In House APR assume a loan amount of $175,000, purchase of a primary residence, single-family dwelling in the state of Utah and loan to value (LTV) ratio of 80% (refinance rates may vary). The rate lock period is 45 days and assumed credit score of 740. Please contact a WSCU loan officer at 801-399-9728 for our FHA and VA loan program details.

Weber State Credit Union is an equal opportunity lender. For complete details and printed literature of WSCU loan policies, please contact our Member Help Desk.